Pretty sure Geek has a request feature the last time I registered.

Also, NZB files contain user info that can be used to ban an account if shared outside

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Not everyone will start using it just because the price is right, it is a subscription. Also, not everyone wants to stream and forget. There will likely always be seeders of public torrents available especially for popular or mainstream content. You can always revive a dead torrent if you have access to private trackers, usenet, ddl filehosters (debrid supported)