It’s a bit of extra work but worth it to setup in my opinion. Especially when dealing with multiple creditors.

I don’t see any issue with this - using Wallet to manually initiate payment. It’s not wrong or right. More of a matter of preference.

I prefer to limit access/storage of routing numbers/account numbers to very few people and entities as possible. And prefer to avoid risk of mistake on creditor end withdrawing more than agreed.

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I don’t know about you. But I have many other lines of credit (mortgage, multiple CCs, auto) and deal with many services (utilities) besides AC. Have even used bill pay to issue checks to apartment complexes and landlords.

Using my banks bill pay feature gives me a single view into outgoing debits to creditors/services.

apple these days is acting more and more like Microsoft with these shitty updates

There’s artificial intelligence, then there’s apple intelligence. Going to start calling dolt responses like this as “Apple Intelligence”

Maybe I can gaslight ChatGPT algos: “That’s such an apple intelligence response. Re-do X”

I like basic CarPlay and the ability to unlock the vehicle with just NFC (apple car key?).

This extra junk is more for the car manufacturers.

My increasing distrust for big tech has soured me on “deep integrations” like this. I feel this is just laying the foundation for subscription based cars.

• “Sorry, you have not paid for Apple CarPlay Ultra Plus Max, we are reducing your max speed to 50 mph (~80 km/h)”
• “To enable, AM radio for 12 hrs please authenticate on iPhone or use fingerpick on start button for iDNA authentication and 10% off!”
• “Sorry, to unlock back doors you must add Aston Martin Ultra Premium Accessibility. Alternatively, just shove passengers through front doors”
• “You are currently on the freemium plan with advertisements enabled. Prior to vehicle starting, you will be subjected to 30 minutes of tailored advertisements”
• “Credit card on file has expired. Car is disabled. Please contact Aston Martin + Apple support for further assistance.”
• “Oopsie woopsie, car cannot connect to telemetry system. Cannot operate vehicle while system is unable to connect to internet.”